We Buy Cars for Cash in Manchester, NH — Even If You Still Owe On It
Got an offer from CarMax or Carvana? Bring it to FC Motors and we'll match it or beat it. We buy cars, trucks, and SUVs running or not, high miles or low, paid off or still financed — and you don't have to buy anything from us. If there's a loan, we pay your lender directly and handle the paperwork.
- We match or beat CarMax & Carvana
- Running or not
- Loan payoff handled
- No obligation to buy
Two minutes, no obligation
Get your cash offer
Tell us about the car and Matt will get back to you with next steps. No haggling, no pressure, and no need to buy a car from us.
- Send us the basics. Year, make, model, mileage, and whether it runs.
- Bring in any offer you already have. CarMax or Carvana quote? We'll match it or beat it.
- Get paid. Cash, certified check, or bank funds — and we pay off your loan if there is one.
Rather talk? Call Matt at 603-965-2870.
Sell us your car
Fields marked optional can be skipped.
Thanks — we've got it.
We'll contact you within 24 hours about your offer. Need an answer sooner? Call Matt at 603-965-2870.
A real offer, not a runaround
Selling a car shouldn't be the hard part
Most people dread selling a car more than buying one. Listing it, fielding texts at all hours, meeting strangers in parking lots, and then explaining over and over that yes, there's still a loan on it — it's a lot of work for an uncertain result.
We make it simple. FC Motors buys cars, trucks, and SUVs outright, right here on Candia Road — running or not, high miles or low. You don't have to trade it against another vehicle, and you don't have to buy anything from us. If the car still has a loan, that's normal — we deal with lenders every week and take the payoff off your plate.
You get a fair number based on the actual vehicle, an honest explanation of how we got there, and — most of the time — you can walk out paid the same day.
Already have an online offer?
Got a CarMax or Carvana offer? We'll match it or beat it.
Online instant offers are a fine place to start. Bring yours to FC Motors and we'll match it or beat it — and you deal with a family-owned Manchester dealership you can drive to, not a website or an 800 number.
Send it with the quick form, call Matt at 603-965-2870, or just bring the offer and the car to 1086 Candia Rd. Still comparing? See how CarMax, Carvana, instant offers, and a local dealer stack up.
What we buy
Running or not, high miles or low — we'll make an offer
You don't need a showroom-clean car to sell to us. If you're wondering whether we'd buy yours, the answer is probably yes.
- Cars that don't runWon't start, check-engine light on, or needs major repairs — we still buy it. See how we buy junk and non-running cars.
- High-mileage vehiclesLots of miles doesn't rule your car out. We value it on its condition and history, not the odometer alone.
- Cars you still owe onWe pay your lender directly, clear the lien, and pay you any difference.
- Cars, trucks, and SUVsDaily drivers, work trucks, family SUVs — whether or not you're buying your next one from us.
How you get paid
Once we agree on a price and confirm the title or payoff, we pay you by:
- Cash
- Certified check
- Bank funds
If there's a loan, we pay the lender first and you receive the difference. Most sellers are done and paid the same day.
Serving sellers from Manchester, Bedford, Hooksett, Goffstown, Auburn, Londonderry, and nearby New Hampshire towns.
Yes — even with a loan
Still making payments? We've got it.
An outstanding loan is the number-one reason people think they're stuck with a car they no longer want. You're not. Here's how the two most common situations actually work.
Your car is worth more than you owe
This is the happy case, and it's common. We pay your lender the exact payoff amount directly, clear the lien, and hand you the difference in cash. You walk away with money in your pocket and the loan closed out.
Example: if your payoff is $9,000 and we value the car at $12,500, you keep $3,500.
You owe more than it's worth
It's called being "upside down," and after a few years of payments it happens to a lot of people — it isn't a dead end. We'll give you a straight number and talk through the gap. Sometimes it's smaller than you fear.
If you're moving into another vehicle, that negative equity can often be worked into the next deal. Our guide to being upside down on a car loan lays out every option, and the trade-in page covers rolling it into your next car.
Start to finish
How selling us your car works
Three steps, usually wrapped up in a single visit.
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1
Tell us about your car
Fill out the quick form, call Matt at 603-965-2870, or stop by with the vehicle. Let us know the year, mileage, whether it runs, and if there's a loan on it.
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2
We appraise it on the spot
Our on-site service shop gives the car a quick once-over so the offer is based on the real vehicle. We explain how we reached the number — no mystery, no pressure.
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3
Get paid — payoff and all
Agree on the price and we handle the title and paperwork. Get paid by cash, certified check, or bank funds — and if there's a loan, we pay your lender directly. Most sellers are done the same day.
Make it quick
What to bring
Have these on hand and we can usually appraise the car and write your offer in one visit.
- Title or loan detailsYour title if you have it — or your lender's name and your account info if there's still a loan.
- Vehicle registrationCurrent registration for the car you're selling.
- Valid photo IDA driver's license or state ID for everyone on the title.
- All keys and fobsEvery key and remote that came with the car, if you have them.
- Service recordsAny maintenance history helps us value the car accurately — and often in your favor.
- Payoff amountA recent payoff quote from your lender speeds things up, though we can request it too.
Why sell to us
A local name, not an 800 number
Family-owned
A real Manchester dealership you can drive to, not a faceless web buyer.
On-site appraisal
Our own service shop checks the car, so the number reflects reality.
Payoff & paperwork
We deal with your lender and the title work so you don't have to.
Same-day, most days
Agree on a price and you can usually leave paid that afternoon.
No pressure
Take the offer or leave it. No catch, and no hard sell to buy from us.
Buying your next car from us?
If you're selling because you're ready for something else, you may come out ahead by applying your car's value straight to your next one as a trade. Our trade-in guide and the article on getting a fair trade-in price in Manchester lay out exactly how that works — including when there's still a loan to settle.
Good to know
Frequently asked questions
Will you beat my CarMax or Carvana offer?
Yes. Show us your offer from CarMax or Carvana and we'll match it or beat it. We'll look the car over to confirm the details, and once we agree on the deal you can usually leave paid the same day — with a local, family-owned dealership instead of a website.
Do I have to buy a car from you to sell you mine?
No. We'll make a cash offer whether or not you're buying anything from us. Lots of people sell us a car they no longer need and drive off in the one they already own. No obligation, no pressure.
Will you buy my car if I still owe money on it?
Yes. If there's a loan against the car, we pay your lender directly for the payoff and handle the lien release and title work. If the car is worth more than you owe, the difference is yours in cash. We do this every week — an outstanding loan is normal, not a problem.
Do you buy cars that don't run?
Yes. We buy non-running vehicles, cars with a check-engine light on, and vehicles that need major repairs. Tell us what's wrong when you reach out and we'll give you an honest number. If the car can't be driven here, call us and we'll talk through how to get it to the lot. Our cash for junk cars page has the details.
Do you buy high-mileage cars?
Yes. High mileage doesn't rule your car out. We value it on its condition, its service history, and what the market is paying for that vehicle — not on the odometer alone.
How will I be paid?
We pay by cash, certified check, or bank funds. If there's a loan on the car, we pay your lender directly and pay you any difference between the payoff and our offer.
What if I owe more than my car is worth?
That's being "upside down," and it's more common than people think. We'll give you an honest number and walk through your options — sometimes the gap is smaller than you expect, and if you're getting another vehicle it can often be rolled into the new deal. We'll tell you straight either way.
How do you decide what to offer for my car?
We look at your vehicle's year, mileage, condition, service history, and what the current market is paying for that exact car. Our on-site service shop appraises it so the number is based on the real vehicle — and we'll explain how we got there.
How fast can I get paid?
Often the same day. Once we agree on a price and confirm the title (or the loan payoff with your lender), we can usually finish the paperwork and pay you on the spot. When a lender payoff is involved, funds can take a little longer to clear on their end, and we'll tell you exactly what to expect.
What do I need to bring to sell my car?
Your title if you have it (or your lender and account info if there's still a loan), your registration, a valid photo ID, all keys and fobs, and any service records. That's enough for us to appraise the car and write the offer the same day.
Ready for your cash offer?
Send the quick form, call Matt at 603-965-2870, book a time, or just stop by 1086 Candia Rd in Manchester (Mon–Fri 9–5, Sat 10–4). Bring your CarMax or Carvana offer and we'll match it or beat it — loan, paperwork, and all.